what is the saving behavior the German? A wealth of study information, calling for attention. This behavior is typical German?A study has confirmed the image of the German as a "Stock person". 40 percent of the assets in Germany is, therefore, in deposits or cash. So that savers could miss out, despite the zero interest rate policy in the long term, attractive returns on the financial market.
"shares muffle" - So the Germans would rather put their money on
what is the - saving behaviour* in this country? With this issue of "Business Insider", which refers to one of the consulting firm Boston Consulting Group (BCG) released the money study deals. The one with the " Global Wealth Report " published a study leave conclusions to be drawn on the - saving behaviour* the German , writes the Portal it confirm the fact once again, the image that the German "shares in a muffle," says "Businessinsider.de" - a "big mistake", the Germans with their money would make.
Here are a few Numbers: The authors of the study write the report from the "Business Insider" that was found in the year 2019, 40 percent of the assets in Germany in Savings or cash . "This is ten percent more than the average in Western Europe. On this money the Germans receive no or only minimal interest, which are not attractive*" reads "Businessinsider.de".
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Good DAX-development - growth in financial Assets in Germany
This is how the Boston Consulting Group reported on its website about the study, the financial assets the German from 2018 to 2019, a total of increased "currency adjusted to around 6.4 per cent to 7.7 trillion US dollars". With this development, Germany spent, as before, in a global comparison of the total assets on the fifth place. "The increase is due to the strong development of the DAX , on the other, to the successful economic year in 2019 with a growth in the gross domestic product for the tenth Time in a row," says Anna Zakrzewski, author of the study, which indicates according to the report, at the same time that the Germans 2019 would have missed a good Chance of the asset increase.
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In the comparison: Low share ratio in Germany
a study by the German share Institute (DAI) indicates that the report from the "Business Insider" according to the fact that the share ratio 2019 in Germany, only around 15 percent have located. Only one in seven in this country have over stock or Fund, with which he of the financial market development professional animals.
The author of the BCG study had also stressed: "In times of Corona, where to expect a higher volatility of the markets is, can a conservative investment behaviour, however, also be of advantage." However, the conclusion on "Businessinsider.de" "Who is investing long-term money in the financial market, you need to not to Worry about it. There was no period in which investors have suffered losses, if they had at least invest 15 years of your money in the stock market. In cutting shares to achieve a return of around seven percent per year." The sooner you start, therefore, with this money in stocks to create or save using a savings plan in funds or ETFs, the lower is loss, the risk of a value.
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savings plans for assets in old age
"Even small amounts of from 25 Euro range first, in order to benefit long term from the interest rate interest rate effect in the financial market," writes "Businessinsider.de" in addition,. "Increases the amount with increasing content gradually, forming the basis for a assets in old age ."
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