Do you know Bernd Raffelhüschen? No? lucky. Then you don't feel annoyed with him. Like me. For decades. For so long he haunts the talk shows and gazettes and expects the downfall, either of the pension or of the country. Today, once again, the health insurance companies are on the brink of collapse. We are all supposed to save them by paying up to 2,000 euros a year ourselves, and anyone suffering from cancer or breaking their leg after skiing should pull out their own purse for treatment.

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