A 60-year-old worker to enquire about their Pension and, in the case of the German pension insurance advise. With ernüchterndem result.
Because a woman wants to go from Berlin, and soon in retirement, you can schedule a consultation appointment with the German pension insurance give. This is free, and there is an explanation of what Pension entitled, one in old age. But what is experiencing the 60-Year-old there, is anything but pleasing.
Pension: So much the 60-Year-old
In nearly six years, gets to go to the office employees in retirement, at 01. September 2025 the official Retirement . In the case of the German pension insurance, the disillusionment follows: you will receive monthly only 1.330 Euro pension. After the deduction of health care insurance a little more than 1.183 euros remain to left.
in 1976, the wife - then still in the GDR is said to have started an apprenticeship as a laboratory assistant. Then she got with her husband, two children, stayed a few years at home, finally the Couple separated, however. Later, she worked as Secretary in a country's own culture to employment in the Public service .
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However, with the future pension " I can't keep my apartment , " she explains to the Berliner Zeitung. Finally, she pays for two rooms 661 Euro warm rent. The counselor explains to her that, if the 60-Year-old stop prematurely, 0.3 percent of their pension entitlement will lose for every month that you go earlier in retirement. "Because I'd rather do more, until the standard retirement comes", so is your conclusion.
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Therefore, the pension for many people is so low from
If she should reduce the working time in the coming years to a few hours, this would result in the in four years, shortened Work up to 20 euros less pension. Finally, it would be many workers in the last years before retirement is hard, still keep going , explains the consultant. But why the pension is only so puny?
Because the Federal Statistical office calculated each year, the average income in this country. This is currently 38.901 Euro. The fee is based points, or the so-called pension points. You have earned so exactly as much as the average, you will receive per year a pension point . However, experts warn not to rely only on the statutory pension scheme. It should only be used as a component in the old-Age security. It will eventually come, often, occupational pensions and/or private retirement plans .
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