Newcomers to the workforce may feel overwhelmed by the list of things to take care of. Company pension schemes, capital-forming benefits, insurance – and then should one also invest? What sounds like a lot of work is actually quite easy and above all it pays off. Because the sooner you start putting your assets to work for you, the more you benefit. The reason for this is the compound interest effect. It ensures that long-term investors can generate disproportionately high returns.

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