Whether to buy privately or from a dealer: A used car without a test drive is not a good idea. But before that, we need to clarify who is liable for damages.

Munich (dpa/tmn) - class looks of the used cars Yes - now it goes on the test drive. Before the start, should a prospective customer and the seller to clarify but not necessarily the conditions of insurance of the vehicle, advises the ADAC. How are damages covered, and how high the deductible is?

Basically, the sample driver is liable for all damages. Private seller should clarify in case of doubt, but before that, in the case of private insurance, if a potential client is insured for a test drive.

a self-participation can be costly

best does fully comprehensive insurance. Because in the rule for self-inflicted damage to your own car. Also, the sample driver needs to replace, however a deductible and a higher promotion damage. Third party damages are covered always by the third-party Car insurance.

Both parties to fix the terms and conditions, ideally in writing. Thus, other aspects can be recorded, for example, the amount of the withheld Deposit, or the condition of the car. The ADAC PDF templates of Europe.

Also with a dealer's terms and conditions writing

a dealer will assume that the liability is still reduced to silence by the gross negligence and willful misconduct, the auto club. Nevertheless, customers should ask specifically whether the car is covered by fully comprehensive insurance and who bears the excess. The and the exact amount you can then from the dealer in the confirmation of receipt for the vehicle to enter.

ADAC-template for agreements for a test drive