opposition to his / her bank card after a theft or loss, it is the promise of long weeks past to window-shop without daring to cross the door of the shop. And for good reason, then, that the cheque book is out of fashion, the credit card has become the essential tool to make purchases or withdraw money. It is thus necessary to be patient and wait for the new card is manufactured and then sent to the agency bank.
Fortunately, the industry continues to evolve through technological advances and, above all, to the fierce competition of the online banks. The Company's general comes for example to launch a digital map instantly (CDI) as revealed by our confreres of Paris, Wednesday July 8, 2020. This map lives in the cloud will allow its owner to continue to spend despite a process of opposition.
Set of your purchases without having to contact the store �� with #FaceID ��✅— Company General and You (@SG_etvous) July 6, 2020
It is simple, fast, and secure #SGAvecApplePayhttps://t. co/C1A3fHfcit pic.twitter.com/Uj6S8PZy3V
This virtual card is born out of a partnership between the bank and Apple, via its application called Apple Pay. For the time being, only the holders of an iPhone can therefore take advantage of this service. But the bank promises that owners of an Android smartphone will have access to it " by the end of the year."
A map available in "a few seconds"
" just a Few seconds after having made a stop on a credit card is lost or stolen, the customer equipped with an iPhone receives an SMS informing them that a version digitized its future credit card is available ", develops in the columns of the Parisian Julien Claudon, head of bank cards and digital services to the Society in general. It is thus possible to " continue its payments without stress and without contact from his mobile, the time to receive his new card and even after ".
It took months of hard work at the Société générale to develop the virtual map. "This technology has required over a year and a half of work for our team of five to six people ", abounds Julien Claudon. The engineers of the bank have had to create a system to encrypt the card so that Apple can gain access to these sensitive data.
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Remains to be seen whether customers will embrace this new payment solution virtual. For now, mobile payments are particularly shunned by the French : only 1 % of the transactions carried out in 2018 have been via a smartphone.