Please no cash: dealers will insist on card payments?

At many cash registers in super markets and shops, as well as in Restaurants, the card is seen, payment is currently like. Because of the Corona pandemic, peopl

Please no cash: dealers will insist on card payments?

At many cash registers in super markets and shops, as well as in Restaurants, the card is seen, payment is currently like. Because of the Corona pandemic, people should avoid direct contact, therefore, should go no cash from Hand to Hand.

dealer must insist on card payments - if there is evidence

However, traders or caterers are not allowed to refuse the acceptance of cash in your business? "The principle of freedom of contract applies," explains Ulrich Binnebößel from the trade Association of Germany in Berlin. Traders and customers can determine the content of the contract - including the nature of the payment - free.

The dealer must not accept cash payments. He does not have to inform customers prior to the conclusion of the Treaty, explicitly, what kind of payment he accepts. A sign at the entrance or at the cash register is sufficient.

retailers are also certain banknotes reject

traders can not specify that you accept certain Bank notes. "You see this quite often at gas stations, where large banknotes are not accepted," says Binnebößel as an example. The idea behind it, plenty of exchange money in the cash register to give customers suitable. "That would be hardly possible, if early in the morning several customers with big bills to pay."

The Germans are hanging on to their cash, but some of the changes due to the Corona pandemic. "Today we are seeing a more accelerated Trend towards cashless payments," explains Cornelia Schulz, spokeswoman for the German banking industry - currently, the Federal Association of German Volks - and Raiffeisen banks in a leading role.

Also, traders who were previously on the cash, and, according to Schulz, in the light of the Corona pandemic, increased on contactless payments - so on a girocard or a credit card. The payment process could go to the cashier hygienically, safely and quickly.

Contactless

pay - sometimes without the PIN in addition to the physical card, customers can pay increasingly also contactless. This corresponds to "the same high security standards of the German banking industry, such as contact and contactless card payments," explains Schulz.

Contactless, customers can pay in a variety of ways, with the help of debit Card, credit card or Smartphone. Just the card or Smartphone to keep a bit of distance to the reading device, already the amount is debited - if the function is enabled.

In the case of smaller amounts - up to 25 Euro was for the most part, no PIN entry required. "Due to the Corona pandemic, this limit was raised to 50 euros," says Michael Herte of the Verbraucherzentrale Schleswig-Holstein.

Regardless of this Limit, consumers will have to enter your secret number in between new - and within five transactions or to a total of a maximum of 150 Euro.

customers may in the case of card payment costs

The Bank may request for each transaction from the customer for a fee. In such a case, "he will be amazed at the end of the month when the settlement of the Account, if the debit Card is often come to use", Herte warns. If a charge depends on the personal account model.

consumers should check whether charges will apply. "When in doubt, it helps, specifically, in the case of the Bank to ask if the payment by card in the supermarket costs a little," advises Herte.

if you want to treat customers the fees that can be thought about a Bank Account. "However, there are free card payments in the higher-cost account models," there are Issues to consider. German diver disappears in Walmaul: "Nothing can prepare a" FOCUS Online German diver disappears in Walmaul: "Nothing can be a prepare" Hai, only a few centimeters: COP little boy saves away before the attack PCP shark only a few centimeters: policeman small saves boy from attack

rob/dpa
Updated Date: 29 July 2020, 16:27

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