a survey of the "image"newspaper, the major money institutions in Germany showed. Therefore, were deferred in the savings banks last 366.623 credit agreements (including 189.252 private customers and 177.371 commercial customers) interest rate and repayment. The savings banks Finance group informed on request.

banks: "more and more requests from private clients after repayment breaks"

the large private institutions had to wait on the repayment of principal: Commerzbank was one of the last payments of around 33,000 Students, the Deutsche Bank of around 70,000, the Targobank around 47,000. Now the best checking accounts compare (display) For the Focus Online checking account comparison

A spokesman for ING, said to the newspaper: "We have received in the last weeks, as expected, increasingly, requests from private customers to eradicate breaks and Repayment reductions as well as requests for the rates of deferral." However, "as Measured by the total consumer loan portfolio" was the number of deferrals is "relatively low". Also, Hypovereinsbank spoke of a "very small number" of affected private customer Details, both money houses not called. Saving is always smart!

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Moratorium at the end of June

The Federal government had decided, because of the Corona-crisis, a credit Moratorium. It allows all consumers to defer loans temporarily hours, due payments and so. Because the Moratorium expired at the end of June, is the fear of high default size.

"The risk of loan default increases significantly in the medium term," says Patrick-Louis Hantzsch, head of Research of the credit reference Agency Creditreform to BamS. "The payments are just postponed and not canceled. The Rates will of course eventually become due.“ Factors such as unemployment or reduced income, for example through a job change – would then still piled up in the deferred obligations, higher and higher, warned Hantzsch.

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Date Of Update: 21 July 2020, 05:28