The General Assembly of Caja Rural de Zamora delegates this Friday approved the balance sheet, the profit and loss accounts, the memory and the external audit report and the management report corresponding to the 2021 financial year, in addition to presenting the distribution proposal of the economic result and the budget of the Education and Promotion Fund for 2022.
During the Assembly, Nicanor Santos was also ratified as president, in addition to renewing the directors Antonio Calvo and Andrés Agustín Pernía as members of the Governing Council and renewing for a period of two years the external auditor Ernest
The foundations of Caja Rural de Zamora's strategy during 2021 lay in the increase in profitability, solvency and banking efficiency, the consolidation of local banking and the maintenance of a model based on the development and support of the productive fabric and to the social environment of the territories in which it is established, according to sources from the credit cooperative.
Investment represented 44.5 percent of the market, which was 2.7 percent more than the previous year and, as regards bank deposits, the Caja's share stood at 31 percent , 1.7 percent more than in 2020.
The solvency ratio of the credit union stood at 17.43 percent, a figure well above the minimum required level, with an increase of 0.23 percentage points, and the delinquency rate, as of December 31, 2021, it remained at 2.4 percent, 44 percent lower than that registered by the financial system.
In addition, more than 70 executives analyzed the pension plans during the day in a conference organized in Valladolid by Caja Rural de Zamora, RGA, the consulting company Cedered and the networks of Financial Directors and Networks of Human Resources Directors. It was a face-to-face and online session, held at the new Caja Rural de Zamora office in Plaza España, where they were received by the office team and the director of the Caja Rural de Zamora Insurance Department, Ignacio Salvador. Those present also exchanged doubts and comments with the speakers.