How to deal with the increase in mutual insurance rates in 2022?

The increase in the price of complementary health insurance should not experience a break in 2022.

How to deal with the increase in mutual insurance rates in 2022?

The increase in the price of complementary health insurance should not experience a break in 2022. With an average increase estimated at 3.4%, it is becoming vital for many households to better anticipate and manage their health budget. New players like mySofie stand out with innovative solutions on mobile apps and additional supplement formulas.

Up to 5% increase in complementary health insurance in 2022

According to the figures recently communicated by the Mutualité Française, the coming year should not be favorable to members of mutual and complementary health insurance. After surveying 32 institutions representing a total of 17 million French people, the organization estimates the average price increase at 3.4% in 2022 according to Capital. This is a larger increase than in 2021: the average increase, already significant, was limited to 2.6% at the time.

Employees covered through their company are the worst off. The price increase for collective mutuals should amount to 3.8% on average, compared to 3.2% for individual contracts.

Not all members are equal when it comes to price increases

Become an actor of your health expenses: the mySofie concept

Between €204 and €2,000 saved per family: mySofie has, at the very least, enough to hold the attention of many households wishing to optimize their health expenditure!

Accessible by downloading a mobile application or directly from your Internet browser, mySofie can be defined as a health aggregator, capable of tracking all of your health insurance expenses and reimbursements. In particular, it provides a response to policyholders who consider the reimbursements of supplementary insurance to be opaque, difficult to understand and often erroneous.

In practice, a family can register their mutual fund(s) on the application in a few seconds, and then use it to track their CPAM and mutual insurance reimbursements. The concept, launched in 2018, has met with undeniable success with:

In addition to a simplified view of health reimbursements via a care diary, mySofie offers free access to several features, including a diagnosis of the family's health needs or regular sending of health information and advice.

myBooster: a supplement specializing in community medicine

Using an aggregator like mySofie will protect you against reimbursement errors from your mutual, but not improve them. However, many contracts now tend to gradually cut back on the quality of guarantees, while letting their prices go up.

Based on this observation, mySofie has imagined a new service, myBooster, an additional health supplement that provides additional reimbursement, in addition to the basic Social Security scheme and your mutual insurance company.

Health supplements have already been offered by a variety of insurers and other providers for many years. They are therefore a priori nothing exceptional. myBooster, however, stands out with several key features like:

What are myBooster prices and offers?

myBooster currently offers three ranges of top-up contracts with:

The inflation of mutual insurance rates will continue in 2022. To optimize their health budget, many French people no longer hesitate to track down the slightest penny of reimbursement with mySofie. Subscribing to a myBooster top-up can also be a solution to reduce your out-of-pocket costs.

Key points to remember:


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