Those in need of care in homes in Baden-Württemberg have to dig deep into their own pockets: the personal contribution with subsidies is 2773 euros per month in the first year of the home stay. Only the Saarlanders have to pay more with 2782 euros. The current national average is 2411 euros – 278 euros more than at the beginning of 2022, according to an evaluation by the Association of Substitute Health Insurance Funds. The background is therefore particularly higher costs for food and staff as a result of a tariff payment obligation that has now taken effect.
The relief surcharges increase with longer stays in the home and then dampen the cost increases more strongly. Even with the highest surcharge, which there is from the fourth year in the home, the co-payment in the south-west has now increased to 1833 euros per month. Home stays were more expensive only in North Rhine-Westphalia (2005) and Saxony-Anhalt (1942). The federal value is 1671 euros. That was 130 euros more than on January 1, 2022, as can be seen from the data available to the German Press Agency. Without surcharges, the average additional payment for everyone would now be 2468 euros, 289 euros more than in January 2022.
On the one hand, the sums include the personal contribution for pure care and support. Unlike health insurance, long-term care insurance only pays part of the costs. For residents of the home, there are also costs for accommodation, meals and also for investments in the facilities. Since the beginning of 2022, there has been a relief surcharge in addition to the payments from the care insurance fund, which increases with the length of care. It reduces the personal contribution only for pure care in the first year in the home by 5 percent, in the second by 25 percent, in the third by 45 percent, and from the fourth year by 70 percent.
However, the personal contribution for pure care continued to rise - without surcharges on average to now 1139 euros after 912 euros at the beginning of 2022. The background is also partly higher personnel costs. Since September 1, 2022, all facilities have had to pay nursing staff according to collective agreements or similar in order to be able to settle accounts with the nursing care insurance funds.
Ministry on new regulations in care, among other things, from January 1, 2022 Portal "Pflegelotse" of the replacement funds with costs in care homes