The negative interest rates for wealthy customers is estimated would have a "limited effect" on banks ' earnings.
Several banks have in recent months announced negative interest rates for some of their most affluent customers.
According to the national Bank, the negative interest rates have a "limited impact" on the sector's earnings as a whole, if all banks introduced it.
It writes the central Bank, which is the banks ' bank, in the latest edition of analysis of Financial Stability.
In the analysis takes the national Bank on the basis that several banks have announced negative interest rates of 0.75 percent for deposits above dkk 750,000.
According to the national Bank, the negative interest rates give the total sector a increased earnings of about 1.1 billion kroner, excluding the opportunity for customers to respond to the negative interest rates.
- A response could be, for example, that households with both debt and bank deposits reduces the borrowing by paying off the debt, stands in the analysis.
Royal Bank was the first large Danish bank, who some months ago decided to give warning of negative interest rates.
the Page is a strip of other banks followed with similar measures. It applies, among other things Sydbank, Spar Nord, the Alm. Brand Ringkjøbing Landbobank and Nordea.
If all of the banks at home would eventually introduce negative interest rates, would thousands of danes will be affected by it.
the national Bank mentions that approximately 178.000 people have deposits in the bank of more than dkk 750,000, equivalent to a total deposits of about 280 billion dollars.
the Vast majority of persons have, however, a somewhat more modest deposits in the banks.
About 70 percent of the nearly five million people with a deposit account has deposits under 100,000 dollars, informs the national Bank.
/ritzau/Updated Date: 27 November 2019, 10:00