Around the big trading day on black friday, there are 20 percent more searches in the RKI register, inform Experian.
When the Danish consumers buy goods in connection with black friday, there will be not only paid in cash.
Many purchasing thus also their goods at different afbetalingsordninger, reads it from the data Experian.
Specifically, Experian in the days leading up to and during black friday see an increase in the number of searches in kreditvurderingsværktøjet RKI, as Experian is behind.
viral marketing is a registry that allows businesses to register and search for bad payers.
- We can see that the number of lookups in the RKI, i.e. how many lenders using the system, with an increase of about 20 percent in the period up to and during black friday, says Bo Rasmussen, nordic sales director at Experian.
- When we see a markedly increased activity, it testifies to the time of consumption, but also to many companies pay attention to credit-rating customers, he elaborates.
the Increase of Grandbetting 20 percent tells, according to the director, a story about, that there are many consumers who can even finance their purchases and therefore need to borrow money to finance it.
- This is a fairly high figure, to 20 percent not even able to finance the purchase, as they do. It can fret over.
- But in a way it's also really natural enough, because many more products and many more services will be put on sale on black friday with good prices.
On the way, of course, also expect a major push, in relation to the purchase being made, says Bo Rasmussen.
Without knowing it with certainty, the director is a fear that behind the rise to 20 per cent hiding a mørketal of the cases where not as much is being rated before granting loans.
- We may well fear that there will be gone a bit on the compromise with the responsible lending to get as much money as possible in the checkout on black friday, says Bo Rasmussen.
Last year, denmark sold of 1.94 billion on black friday, according to figures from the betalingsselskabet Nets.
It was eight percent lower than the peak year 2017, which were sold to 2.12 billion crowns.
This year's black friday is on Friday, 29. november.
/ritzau/Date Of Update: 22 November 2019, 23:00